Which loan products are you interested?
Select the product that fits your needs.

• 30-year fixed
• 15-year fixed
• 10-year fixed
• 7-year Balloon
• 5-year ARM
• 3-year ARM
• 1-year ARM

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100% Loan Home Financing
"100% as improved" value

• Home must be Rural Housing Service defined.
• Purchase price plus closing cost up to 100% of
  "as improve value" repairs maybe complete
  after loan closing.
• No reserve requirement.
• 6% Seller Concession permitted for closing cost
• Not limited to first time home-buyer.
• No monthly mortgage insurance.
  

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FHA/VA LOAN

• Only 2.25% Down Payment
• 6% Seller Concession
• No reserve requirement
• Flexible Qualifying ratio
• Post/Present credit problem allowance
• Non-occupying co-borrower allowance
• No savings history
• 85% cash-out Refinance
• Easy Streamline Refinance available

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No-Documentation

• No question ask loan
• As low as 10% down
• Owner occupied
• Single Family
• Perfect credit FICO: 660

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Credit Problem

No Problem. E-Loan Home has variety of loan programs
available. We will custom fit your loan program depending
your need. Apply now and your loan officer will contact you.
your rate and mortgage program will depend upon your
credit and your collateral, but remember, we will try to give
the best rate, product and service better than anywhere else.

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No Ratio

• No income verification
• Income not stated in the loan application
• Asset verification
• 3 months current bank statements
• No 45 06
• Perfect credit FICO: 660

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No Income Verification

• No income verification but must state your income
• You must sign form 4506
• Asset verification is required
• Credit must at least be a good one
• 3 months most current bank statements
• Standard credit FICO: 620

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Full Documentation

• Income verification
  • a. One month recent pay stubs
  • b. W2's for 2 years
• Asset verification
  • 3 months most recent bank statements
• Standard FICO: 620
  
  
  

Automatic Refinance Available

Since E-Loan Home is a direct lender, our Rate Tracker
will automatically inform our borrower when it is time to
refinance. Better still, our loan officers will give you a call
from time to time to update your needs.

Click here to apply